Research and information on the retail structured products available to UK investors

Clear and concise details to help you make informed decisions

Queries regarding investments made through SPGO should be directed to WH Ireland on 020 7220 1666

Product Types

1 = Capital At Risk

2 = Capital 'Protected'

3 = Depostit Based

CaR Barrier Observation

EoT = End of Term Only

FTDC = Full Term Daily Close

N/A SD = Not Applicable (Structured Deposit)

N/A = Not Applicable

None = No Barrier Protection

None, RD = None, Reduced Downside

Notes: AKO = Annual Kick-out

All investment involves risk and you could lose some or all of the money you invest.
Product Provider Product Name Index Link Product Type Investment Type CaR Barrier Observation Counterparty/Deposit Taker Closing Date ISA Deadline Stated Term Options
Mariana Capital Mariana Capital 10:10 Plan May 2018 (Option 1) FTSE 100 Index 1 Auto-Call / Kick-Out EoT Citigroup Global Markets Ltd 02/05 11/04 10 years 2 weeks max. More

Potential for a 7.25% gain for each year held, payable on any anniversary from year two onwards provided the FTSE 100 Index is at, or above, a reducing reference level - see further info for details. Note: This investment was designed in conjunction with Lowes Financial Management – please see ‘Opinion’ for more information, including disclosure of our interests.

Mariana Capital Mariana Capital 10:10 Plan May 2018 (Option 2) FTSE 100 Index 1 Auto-Call / Kick-Out EoT Citigroup Global Markets Ltd 02/05 11/04 10 years 2 weeks max. More

Potential for a 10.65% gain for each year held, payable on any anniversary from year two onwards, provided the FTSE 100 Index closes at least 5% higher than the Initial Index Level with a maximum duration of ten years. Note: This investment was designed in conjunction with Lowes Financial Management – please see ‘Opinion’ for more information, including disclosure of our interests.

Mariana Capital Mariana Capital FTSE Defensive Income Kick Out Plan May 2018 FTSE 100 Index 1 Income / Auto-Call EoT Morgan Stanley 15/05 24/04 10 years 2 weeks max More

Potential for gross quarterly income payments of 1.56%, provided the FTSE 100 Index closes no more than 25% below its Initial Index Level on any quarterly observation date. This plan also has the potential to mature early on any quarterly observation date from the end of year two onwards, provided the FTSE 100 Index closes at least 5% above its Initial Index Level.

Meteor Meteor FTSE Step Down Kick Out Plan April 2018 (Natixis) FTSE 100 Index 1 Auto-Call / Kick-Out EoT Natixis 25/04 11/04 6 years 2 weeks max. More

Potential for a 6.5% gain for each year held, payable on any anniversary from year one onwards provided the FTSE 100 Index is at, or above, a reducing reference level - see further info for details.

Meteor Meteor Global Indices Super Step Down Kick Out Plan April 2018 Option 1 FTSE 100 Index and EURO STOXX 50 Index and S&P 500 Index 1 Auto-Call / Kick-Out EoT Credit Suisse AG (London Branch) 25/04 11/04 6 years 2 weeks max. More

Potential for a 6.75% gain for each year held, payable on any anniversary from year one onwards provided the FTSE 100 Index, the EURO STOXX 50 Index and the S&P 500 Index close at, or above, a reducing Reference Level - see description for details.

Meteor Meteor FTSE Step Down Kick Out Plan April 2018 (BNP) FTSE 100 Index 1 Auto-Call / Kick-Out EoT BNP Paribas 26/04 12/04 6 years 2 weeks max. More

Potential for a 6.5% gain for each year held, payable on any anniversary from year one onwards provided the FTSE 100 Index is at, or above, a reducing reference level - see further info for details.

Investec Investec EVEN 30 Deposit Growth Plan 64 EVEN 30™ Index 3 Growth N/A SD Investec Bank Plc 27/04 06/04 5 years More

Potential for an interest payment at maturity on the investment equivalent to 1.7 times any growth in the EVEN 30™ Index, uncapped, subject to final six month averaging.

Investec Investec FTSE 100 3 Year Defensive Deposit Plan 4 FTSE 100 Index 3 Growth N/A SD Investec Bank Plc 27/04 06/04 3 years More

Potential for an interest payment of 10% if the FTSE 100 Index is above 90% of its Initial Index Level at maturity, subject to averaging over the final three months.

Investec Investec FTSE 100 3 Year Deposit Plan 4 FTSE 100 Index 3 Growth N/A SD Investec Bank Plc 27/04 06/04 3 years More

13% gross interest if the FTSE 100 is higher at maturity, subject to averaging over the final three months.

Investec Investec FTSE 100 Defensive Income Plan 7 - Option 1 FTSE 100 Index 1 Income / Auto-Call EoT Investec Bank Plc 27/04 06/04 8 years max More

Potential for gross quarterly income payments of 1.5% provided the FTSE 100 Index is above 60% of its Initial Index Level on each quarterly observation (subject to five day averaging). This plan will terminate early, if the FTSE 100 Index closes more than 5% above its Initial Index Level on any anniversary from year 2 onwards.

Investec Investec FTSE 100 Defensive Income Plan 7 - Option 2 FTSE 100 Index 1 Income / Auto-Call EoT Investec Bank Plc 27/04 06/04 8 years max More

Potential for gross quarterly income payments of 1.875% provided the FTSE 100 Index is above 80% of its Initial Index Level on each quarterly observation (subject to five day averaging). This plan will terminate early, if the FTSE 100 Index closes more than 5% above its Initial Index Level on any anniversary from year 2 onwards.

Investec Investec FTSE 100 Defensive Kick-Out Deposit Plan 2 FTSE 100 Index 3 Auto-Call / Kick-Out N/A SD Investec Bank Plc 27/04 06/04 6 years max. More

Potential for 4% gross interest for each year held payable on any anniversary from year three onwards, provided the FTSE 100 Index, subject to five-day averaging, is above a reducing reference level.

Investec Investec FTSE 100 Defensive Kick-Out Plan 49 FTSE 100 Index 1 Auto-Call / Kick-Out EoT Investec Bank Plc 27/04 06/04 6 years max. More

Potential for a 7% gain for each year held, payable on any anniversary from year three onwards, provided the FTSE 100 Index closes above 90% of its Initial Index Level (subject to five day averaging).

Investec Investec FTSE 100 Defensive Step Down Kick Out Plan 10 FTSE 100 Index 1 Auto-Call / Kick-Out EoT Investec Bank Plc 27/04 06/04 6 years max. More

Potential for a 6.25% gain for each year held, payable on any anniversary from year two onwards, provided the FTSE 100 Index closes above a reducing reference level (see description), subject to five day averaging.

Investec Investec FTSE 100 Defensive Step Down Kick-Out Plan 10 (UK Four Option) (Collateralised) FTSE 100 Index 1 Auto-Call / Kick-Out EoT Four Financial Institutions 27/04 06/04 6 years max. More

Potential for a 5.25% gain for each year held, payable on any anniversary from year two onwards, provided the FTSE 100 Index closes above a reducing reference level (see description), subject to five day averaging.

Investec Investec FTSE 100 Enhanced Income Plan 42 FTSE 100 Index 1 Income EoT Investec Bank Plc 27/04 06/04 5 years More

0.375% gross monthly income (4.5% gross annual income) with return of invested capital linked to the performance of the FTSE 100 Index.

Investec Investec FTSE 100 Enhanced Kick-Out Plan 76 FTSE 100 Index 1 Auto-Call / Kick-Out EoT Investec Bank Plc 27/04 06/04 6 years max. More

Potential for a 10% gain for each year held, payable on any anniversary, provided the FTSE 100 Index is higher than the Initial Index Level (subject to five day averaging).

Investec Investec FTSE 100 Enhanced Kick-Out Plan 76 (UK Four Option) (Collateralised) FTSE 100 Index 1 Auto-Call / Kick-Out EoT Four UK Financial Institutions 27/04 06/04 6 years max. More

Potential for a 7.8% gain for each year held, payable on any anniversary from year two onwards, provided the FTSE 100 Index is higher than the Initial Index Level (subject to five day averaging).

Investec Investec FTSE 100 Kick-Out Deposit Plan 76 FTSE 100 Index 3 Auto-Call / Kick-Out N/A SD Investec Bank Plc 27/04 06/04 6 years max. More

Potential for 5% gross interest for each year held payable on any anniversary from year three onwards, provided the FTSE 100 Index, subject to five-day averaging, is above its Initial Index Level.

Investec Investec FTSE 100 Step Down Kick Out Plan 19 FTSE 100 Index 1 Auto-Call / Kick-Out EoT Investec Bank Plc 27/04 06/04 6 years max. More

Potential for a 7.25% gain for each year held, payable on any anniversary from year two onwards, provided the FTSE 100 Index closes above a reducing reference level (see description), subject to five day averaging.

Investec Investec FTSE 100 Step Down Kick Out Plan 19 - UK Four Option (Collateralised) FTSE 100 Index 1 Auto-Call / Kick-Out EoT Four Financial Institutions 27/04 06/04 6 years max. More

Potential for a 5.9% gain for each year held, payable on any anniversary from year two onwards, provided the FTSE 100 Index closes above a reducing reference level (see description), subject to five day averaging.

Investec Investec FTSE/S&P 500 Defensive Step Down Kick-Out Plan 6 FTSE 100 Index and S&P 500 Index 1 Auto-Call / Kick-Out EoT Investec Bank Plc 27/04 06/04 6 years max. More

Potential for a 7.5% gain for each year held, payable from year two onwards, provided both the FTSE 100 Index and S&P 500 Index close above a reducing reference level (see description), subject to five day averaging.

Investec Investec FTSE/S&P 500 Defensive Step Down Kick-Out Plan 6 (UK Four Option) (Collateralised) FTSE 100 Index and S&P 500 Index 1 Auto-Call / Kick-Out EoT Four UK Financial Institutions 27/04 06/04 6 years max. More

Potential for a 5.7% gain for each year held, payable from year two onwards, provided both the FTSE 100 Index and S&P 500 Index close above a reducing reference level (see description), subject to five day averaging.

Investec Investec FTSE/S&P 500 Step Down Kick-Out Plan 4 (UK Four Option) (Collateralised) FTSE 100 Index and S&P 500 Index 1 Auto-Call / Kick-Out EoT Four UK Financial Institutions 27/04 06/04 6 years max. More

Potential for a 6.55% gain for each year held, payable from year two onwards, provided both the FTSE 100 Index and S&P 500 Index close above a reducing reference level (see description), subject to five day averaging.

Investec Investec FTSE/STOXX Defensive Step Down Kick-Out Plan 10 FTSE 100 Index and EURO STOXX 50 Index 1 Auto-Call / Kick-Out EoT Investec Bank Plc 27/04 06/04 6 years max. More

Potential for an 8% gain for each year held, payable from year two onwards, provided both the FTSE 100 Index and EURO STOXX 50 Index close above a reducing reference level (see description), subject to five day averaging.

Investec Investec FTSE/STOXX Defensive Step Down Kick-Out Plan 10 (UK Four Option) (Collateralised) FTSE 100 Index and EURO STOXX 50 Index 1 Auto-Call / Kick-Out EoT Four Financial Institutions 27/04 06/04 6 years max. More

Potential for a 6.25% gain for each year held, payable from year two onwards, provided both the FTSE 100 Index and EURO STOXX 50 Index close above a reducing reference level (see description), subject to five day averaging.

Investec Investec FTSE/STOXX Step Down Kick-Out Plan 4 (UK Four Option) (Collateralised) FTSE 100 Index and EURO STOXX 50 Index 1 Auto-Call / Kick-Out EoT Four Financial Institutions 27/04 06/04 6 years max. More

Potential for a 7.65% gain for each year held, payable from year two onwards, provided both the FTSE 100 Index and EURO STOXX 50 Index close above a reducing reference level (see description), subject to five day averaging.

Walker Crips Walker Crips Semi-Annual Step Down Kick-Out Plan Issue 8 FTSE 100 Index 1 Auto-Call / Kick-Out EoT Goldman Sachs International 27/04 06/04 6 years max. More

Potential for a 6.5% gain for each year (3.25% semi-annually) held, payable on any semi-annual observation from year two onwards, provided the FTSE 100 Index closes at or above a reducing reference level (see description).

Walker Crips Walker Crips UK & Europe Semi-Annual Defensive Kick-out Plan Issue 6 FTSE 100 Index and EURO STOXX 50 Index 1 Auto-Call / Kick-Out EoT Goldman Sachs International 27/04 06/04 6 years 6 months max More

Potential for a 7.2% gain for each year (3.6% semi-annually) held, payable on any semi-annual observation from year two onwards, provided both the FTSE 100 Index and EURO STOXX 50 Index close at, or above, a reducing reference level - see description for details.

Walker Crips Walker Crips UK and US Semi-Annual Step Down Kick-Out Plan Issue 5 FTSE 100 Index and S&P 500 Index 1 Auto-Call / Kick-Out EoT Goldman Sachs International 27/04 29/03 6 years max. More

Potential for a 7.5% gain for each year (3.75% semi-annually) held, payable on any semi-annual observation from year two onwards, provided both the FTSE 100 Index and S&P 500 Index close at, or above, a reducing reference level - see description for details.

Meteor Meteor FTSE Defensive Supertracker Plan May 2018 FTSE 100 Index 1 Growth EoT BNP Paribas 04/05 20/04 6 years 2 weeks More

Potential for growth at maturity equal to 2 times any rise in the FTSE 100 Index from 75% of its Initial Index Level, capped at 50%.

Walker Crips Walker Crips Dual Index Plan (UK & Europe) Issue 7 FTSE 100 Index and EURO STOXX 50 Index 1 Auto-Call / Kick-Out EoT Goldman Sachs International 04/05 13/04 6 years max. More

Potential for a 14% gain for each year held, payable from the first year onwards on which both the FTSE 100 and EURO STOXX 50 indices close at, or above, their respective initial levels.

Walker Crips Walker Crips UK Kick-Out Plan Issue 1 FTSE 100 Index 1 Auto-Call / Kick-Out EoT Goldman Sachs International 04/05 13/04 6 years max. More

Potential for a 10% gain for each year held, payable on any anniversary, provided the FTSE 100 Index is at, or above its Initial Index Level.

Meteor Meteor FTSE SAKO90 Plan May 2018 FTSE 100 Index 1 Auto-Call / Kick-Out EoT HSBC Bank Plc 09/05 24/04 7 years 3 weeks max. More

Potential for a 6.5% gain for each year (3.25% semi-annually) held, payable on any semi-annual observation from year three onwards, provided the FTSE 100 Index closes at or above 90% of the Initial Index Level.

Societe Generale Societe Generale UK Europe Equal Weight Defensive Kick Out Plan 1 FTSE 100 Fixed Dividend Equal Weight Custom Index and EURO iSTOXX Equal Weight Constant 50 Index 1 Auto-Call / Kick-Out EoT Société Générale SA 11/05 01/05 6 years 2 weeks max. More

Potential for an 8.5% gain for each year held, payable on any anniversary from year two onwards provided both the FTSE 100 Fixed Dividend Equal Weight Custom Index and EURO iSTOXX Equal Weight Constant 50 Index close at, or above, a reducing Reference Level - see description for details.

Walker Crips Walker Crips Annual Growth Plan Issue 58 (Kick-out) FTSE 100 Index 1 Auto-Call / Kick-Out EoT HSBC Bank Plc 11/05 20/04 6 years max. More

Potential for a 7.5% gain for each year held, payable on any anniversary from year two onwards, provided the FTSE 100 Index is at, or above its Initial Index Level.

Walker Crips Walker Crips Annual Kick-out Plan (UK) Issue 5 FTSE 100 Index 1 Auto-Call / Kick-Out EoT HSBC Bank Plc 11/05 20/04 6 years max. More

Potential for a 9% gain for each year held, payable on any anniversary from year two onwards, provided the FTSE 100 Index is at, or above its Initial Index Level.

Walker Crips Walker Crips Annual Step Down Plan Issue 13 (Kick Out) FTSE 100 Index 1 Auto-Call / Kick-Out EoT HSBC Bank Plc 11/05 20/04 6 years max. More

Potential for a 5.5% gain for each year held, payable on any anniversary from year two onwards provided the FTSE 100 Index is at, or above, a reducing reference level - see further info for details.

Walker Crips Walker Crips Semi-Annual Step Down Kick-Out Plan Issue 9 FTSE 100 Index 1 Auto-Call / Kick-Out EoT HSBC Bank Plc 11/05 20/04 6 years 6 months max. More

Potential for a 6.3% gain for each year (3.15% semi-annually) held, payable on any semi-annual observation from year two onwards, provided the FTSE 100 Index closes at or above a reducing reference level (see description).

Walker Crips Walker Crips Step Down Kick Out Plan (UK) Issue 6 FTSE 100 Index 1 Auto-Call / Kick-Out EoT HSBC Bank Plc 11/05 20/04 6 years max. More

Potential for a 6.25% gain for each year held, payable on any anniversary from year two onwards provided the FTSE 100 Index is at, or above, a reducing reference level - see further info for details.

Walker Crips Walker Crips UK & Europe Semi-Annual Defensive Kick-out Plan Issue 7 FTSE 100 Index and EURO STOXX 50 Index 1 Auto-Call / Kick-Out EoT HSBC Bank Plc 11/05 20/04 6 years max More

Potential for a 7% gain for each year (3.5% semi-annually) held, payable on any semi-annual observation from year two onwards, provided both the FTSE 100 Index and EURO STOXX 50 Index close at, or above, a reducing reference level - see description for details.

Walker Crips Walker Crips UK & US Step Down Kick-Out Plan Issue 2 FTSE 100 Index and S&P 500 Index 1 Auto-Call / Kick-Out EoT HSBC Bank Plc 11/05 20/04 6 years max. More

Potential for a 7% gain for each year held, payable on any anniversary from year two onwards provided both the FTSE 100 Index and S&P 500 Index close at, or above, a reducing reference level - see description for details.

Investec Investec FTSE 100 Defensive Step Down Kick Out Plan 10 - Morgan Stanley option FTSE 100 Index 1 Auto-Call / Kick-Out EoT Morgan Stanley 18/05 27/04 6 years max. More

Potential for a 6% gain for each year held, payable on any anniversary from year two onwards, provided the FTSE 100 Index closes above a reducing reference level (see description).

Investec Investec FTSE 100 Enhanced Kick-Out Plan 76 - Morgan Stanley Option FTSE 100 Index 1 Auto-Call / Kick-Out EoT Morgan Stanley 18/05 27/04 6 years max. More

Potential for a 9% gain for each year held, payable on any anniversary, provided the FTSE 100 Index is higher than the Initial Index Level.

Investec Investec FTSE 100 Step Down Kick Out Plan 19 - Morgan Stanley option FTSE 100 Index 1 Auto-Call / Kick-Out EoT Morgan Stanley 18/05 27/04 6 years max. More

Potential for a 6.95% gain for each year held, payable on any anniversary from year two onwards, provided the FTSE 100 Index closes above a reducing reference level (see description).

Societe Generale Societe Generale UK Equal Weight Defensive Kick-out Plan Issue 4 (SG Only) FTSE 100 Fixed Dividend Equal Weight Custom Index 1 Auto-Call / Kick-Out EoT Société Générale SA 18/05 27/04 6 years max. More

Potential for a 6.25% gain for each year held, payable on any anniversary from year two onwards provided the FTSE 100 Fixed Dividend Equal Weight Custom Index is at, or above a reducing reference level - see further info for details.

Meteor Meteor FTSE/S&P Super Step Down Kick Out Plan May 2018 FTSE 100 Index and S&P 500 Index 1 Auto-Call / Kick-Out EoT Credit Suisse 23/05 09/05 6 years 2 weeks max. More

Potential for a 7% gain for each year held, payable on any anniversary from year one onwards provided both the FTSE 100 Index and S&P 500 Index close at, or above, a reducing Reference Level - see description for details.

Meteor Meteor FTSE STOXX Defensive Kick Out Plan May 2018 FTSE 100 Index and EURO STOXX 50 Index 1 Auto-Call / Kick-Out EoT HSBC Bank Plc 29/05 14/05 6 years 3 weeks max. More

Potential for a 9.75% gain for each year held, payable on any anniversary from year one onwards provided both the FTSE 100 Index and EURO STOXX 50 Index close at, or above, a reducing Reference Level - see description for details.

Meteor Meteor FTSE STOXX Kick Start Plan May 2018 FTSE 100 Index and EURO STOXX 50 Index 1 Auto-Call / Kick-Out EoT HSBC Bank Plc 29/05 15/05 6 years 3 weeks max. More

Potential for an early maturity with a 14% gain from year one onwards, which will increase by 10% for each year thereafter, payable provided the FTSE 100 Index and EURO STOXX 50 Index close at, or above, their respective Initial Index Levels on any anniversary date.

Meteor Meteor FTSE Kick Out Plan June 2018 FTSE 100 Index 1 Auto-Call / Kick-Out EoT BNP Paribas 31/05 16/05 6 years 2 weeks max. More

Potential for a 9.3% gain for each year held, payable on any anniversary from year one onwards, provided the FTSE 100 Index is at, or above its Initial Index Level.

Whilst we strive to cover as many products as possible, our coverage is NOT exhaustive and we do not provide details of every product.

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